Digital Banking & Multi-Currency

Revolut: Travel money review

All-in-one financial app with competitive FX rates, budgeting tools, and premium travel perks on paid plans. Great for frequent travelers who want extras.

4.5
Editorial rating

Overview

Revolut combines a multi-currency account, debit card, and financial management app into one platform. It supports 30+ currencies and offers interbank exchange rates on weekdays with a small markup on weekends. Revolut's tiered plans range from a free Standard account to Ultra with extensive travel insurance, lounge access, and unlimited FX.

Visit Revolut website

Key features

30+ currencies with interbank rates (0.5-1% weekend markup)
Tiered plans: Standard (free), Plus, Premium, Metal, Ultra
Built-in budgeting, analytics, and savings vaults
Travel insurance included on Premium and above
Airport lounge access on Metal and Ultra plans
Disposable virtual cards for online security
Stock/crypto trading (not relevant for pure travel use)

Fees at a glance

Standard plan Free; £1,000/month FX limit; 1% after
Premium plan £7.99/month; unlimited FX; travel insurance
Metal plan £14.99/month; 1% cashback; lounge access
ATM withdrawal (Standard) Free up to £200 or 5 withdrawals/month; 2% after
Weekend FX markup 0.5% (Premium) to 1% (Standard)

Fees shown are indicative and based on provider websites as of 2026-07-11. Check the provider's official website for current rates and terms.

Editorial ratings

(out of 10 per category)
Exchange rates 9/10

Interbank on weekdays; weekend markup is the downside

Fee transparency 8/10

Tiers can be confusing; weekend markup easy to miss

Currency coverage 8/10

30 currencies covers essentials

ATM access 7/10

Limited on Standard; better on paid tiers

App experience 9/10

Feature-rich but can feel cluttered

Extra perks 9/10

Insurance + lounge on higher tiers

Best for

  • • Travelers who want an all-in-one financial app
  • • Those who value travel insurance and lounge perks
  • • Budget-conscious travelers tracking spending in-app

Not ideal for

  • • Weekend spending in foreign currencies (markup applies)
  • • Those who only need basic FX with no extras
  • • Large cash withdrawals on Standard plan
30+
Currencies
4.5
Editor Rating
multi currency
Type
Global
Availability

Availability

Available in EEA, UK, US, Australia, Singapore, Japan, and select other countries.

Frequently asked questions

Is Revolut better than Wise for travel?

It depends. Wise offers better exchange rates (mid-market always, no weekend markup) and more currencies. Revolut offers more features (budgeting, insurance, lounge access) but you pay for them via subscription. For pure FX savings, Wise is better. For an all-in-one travel financial tool, Revolut Premium is compelling.

Does Revolut work in Japan?

Yes, Revolut cards work wherever Mastercard or Visa is accepted. Japan has good card acceptance in cities but cash is still common. Watch out for weekend FX markup if spending on Saturdays/Sundays.

Last updated: 2026-07-11. Exchange rates, fees, and product features change. Always verify with the provider's official website.

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Disclaimer: This information is for general reference only and does not constitute financial advice. Exchange rates, fees, and product features are subject to change. Always check the provider's official website for current rates and terms before making a decision.